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(Published in the Brainerd Dispatch, September 6, 13, 20, 27, October 4, 11, 2018, 2018, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: September 8, 1998 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $61,500.00 MORTGAGOR(S): Teresa M. Duoos, an unmarried woman MORTGAGEE: North American Mortgage Company LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: North American Mortgage Company SERVICER: Wells Fargo Bank, N.A. DATE AND PLACE OF FILING: Filed September 22, 1998, Crow Wing County Registrar of Titles, as Document Number 132530, as modified of record by Document recorded on March 15, 2017 as Document Number T240285 in the office of the county Registrar of Titles of Crow Wing, Minnesota ASSIGNMENTS OF MORTGAGE: Assigned to: ContiMortgage Corporation; thereafter assigned to American General Finance, Inc.; thereafter assigned to Wells Fargo Financial Minnesota, Inc.; thereafter assigned to Wells Fargo Bank, N.A.; thereafter assigned to Wells Fargo Financial Minnesota, Inc. LEGAL DESCRIPTION OF PROPERTY: Lots Thirty-one (31) and Thirty-two (32), Block One (1), of Whitebirch One REGISTERED PROPERTY PROPERTY ADDRESS: 10745 Ottawa Trl, Breezy Point, MN 56472 PROPERTY IDENTIFICATION NUMBER: 101600010320009 AND 101600010310009 COT# 65535.0 COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $50,046.03 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 23, 2018, 10:00am PLACE OF SALE: Sheriff's Main Office, 304 Laurel St., Brainerd, MN 56401 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 23, 2019, or the next business day if April 23, 2019 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: August 30, 2018 Wells Fargo USA Holdings, Inc. successor by Merger to Wells Fargo Financial Minnesota, Inc. Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Tracy J. Halliday - 034610X Attorneys for Mortgagee Shapiro & Zielke, LLP 12550 West Frontage Road, Suite 200 Burnsville, MN 55337 (952) 831-4060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR