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(Published in the Brainerd Dispatch, September 11, 18, 25, October 2, 9, 16, 2018, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: October 13, 2009 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $280,000.00 MORTGAGOR(S): Raymond J. Richard & Laura M. Richard, husband and wife MORTGAGEE: CitiMortgage, Inc. LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: CitiMortgage, Inc. SERVICER: Nationstar Mortgage LLC d/b/a Mr. Cooper DATE AND PLACE OF FILING: Filed October 27, 2009, Crow Wing County Recorder, as Document Number 0772091 ASSIGNMENTS OF MORTGAGE: Assigned to: Mortgage Electronic Registration Systems, Inc.; thereafter assigned to Nationstar Mortgage LLC d/b/a Mr. Cooper. LEGAL DESCRIPTION OF PROPERTY: The North 225 feet of that part of Government Lot Five (5), Section Nineteen (19), Township One Hundred Thirty-five (135) North, Range Twenty-seven (27) West, Crow Wing County, Minnesota, lying West of the extended North to South Quarter Section Line of said Section 19, except that part deeded to the State of Minnesota by deed recorded in Book 162 of Deeds, Page 173. Together with and subject to an easement for ingress and egress over and across the South 16.50 feet of the North 41.50 feet of Government Lot 5 and the South 16.50 feet of the North 41.50 feet of the Southeast Quarter of the Southeast Quarter, Section 19, Township 135 North, Range 27 West, lying East of the extended North to South Quarter section line of said Section 19 and lying West of the Westerly right-of-way line of the township road which crosses said SE 1/4 SE 1/4 and over and across the East 33.00 feet of the North 685.00 feet of said Government Lot 5 lying West of said extended North to South Quarter Section Line of said Section 19 except that part of said easement contained in the tract deeded to the State of Minnesota by the deed in Book 162 of Deeds, Page 173. PROPERTY ADDRESS: 13054 Acorn Ridge Ln, Merrifield, MN 56465 PROPERTY IDENTIFICATION NUMBER: 520193405AA0009 COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $248,570.40 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: October 30, 2018, 10:00am PLACE OF SALE: Sheriff's Main Office, 304 Laurel St., Brainerd, MN 56401 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on April 30, 2019, or the next business day if April 30, 2019 falls on a Saturday, Sunday or legal holiday. "THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: September 4, 2018 Nationstar Mortgage LLC d/b/a Mr. Cooper Assignee of Mortgagee SHAPIRO & ZIELKE, LLP BY Lawrence P. Zielke - 152559 Melissa L. B. Porter - 0337778 Randolph W. Dawdy - 2160X Gary J. Evers - 0134764 Tracy J. Halliday - 034610X Attorneys for Mortgagee Shapiro & Zielke, LLP 12550 West Frontage Road, Suite 200 Burnsville, MN 55337 (952) 831-4060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR