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Big fish in the smallest pond


BAXTER — Early spring is seen as an advantage in housing market and a Baxter mortgage business is poised to grow as the economy recovers.

Tom Hice started Tower Mortgage as an independently owned and operated lakes area business in 2000. But he found as client loans were sold to other entities, he lost repeat business when they refinanced. Hice sold Tower Mortgage in 2007, which turned out to be a good time to get out of a smaller mortgage company.

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Renee Richardson
Richardson is a Pacelli High School graduate from Austin, Minn., who earned an applied science degree from the University of Minnesota, Waseca, with an emphasis in horse management. She worked extensively in the resort industry. She received an associate’s degree from Central Lakes College, where she was editor of the Westbank Journal student newspaper, as well as a summer intern at the Dispatch. She graduated from St. Cloud State University summa cum laude with a bachelor’s degree in mass communications and interned at the St. Cloud Times covering business while attending SCSU. She's been with the Brainerd Dispatch since 1996.
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