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Crow Wing County offers septic system upgrade assistance program

Crow Wing County and Region Five Development Commission (R5DC) received a grant from the Minnesota Board of Water and Soil Resources to assist with replacement or repair of septic systems for low and very low income landowners in order to improve and protect water quality in Crow Wing County.

Program Basics:

■ R5DC will provide a loan at 3 percent for 60 months for the balance of the bid.

■ Priority will be given to low and very low income landowners.

■ All need-based, low-income applicants would be funded to some degree, pending repayment ability, as determined by the NCEDA loan Board.

■ Grant funds will depend on cost of system, yearly income and size of household.

■ Potential Grant Amounts:

Very low income: $3,000-$5,000; low income: $2,000-$4,000, moderate income: $1,000-$2,000.

■ Grant will pay for closing costs.

■ $50 application fee (used to off-set cost of obtaining a credit report).

■ Terms of loans, 5 years at 3 percent, are set by the Minnesota Department of Agriculture.

■ Loans can be paid off at any time with no pre-payment penalty.

■ Example of monthly repayment costs:

Monthly payment are: $8,000 — $143.75; $5,000 — $89.84; $3,000 — $53.91.

■ Applications are available online at:

For more information or to have an application mailed to you, contact Anne at Region Five: 894-6011 or Crow Wing County Environmental Services at 824-1125 or

The Land Services Department is committed to providing excellent customer service while helping landowners make wise choices that protect Crow Wing County’s extraordinary natural resources. Residents are encouraged to contact the Environmental Services Office at 824-1125 or email to discuss land use and water protection activities. Crow Wing County information and resources can be found at