Stewart Mills, GOP candidate for the 8th District, was quoted saying that from his experience at Fleet Farm headquarters cases of people with pre-existing medical conditions were few in number and that the Minnesota high risk pool (Minnesota Comprehensive Health Association) was a viable option for people with pre-existing conditions. Say what? Mills, I believe, may not have a full grasp of the crisis in health care that brought about the many reforms in the Affordable Care Act. In 2010 the Minnesota Health Department indicated the ACA would mean 298,131 Minnesota children would no longer be denied insurance due to pre-existing conditions. In 2011 the Health Department reported 690,000 Minnesotans went without health insurance for some period of time during the year. The ACA is a lifeline for these people.
It is worthy to note the Minnesota Comprehensive Health Plan as of Jan. 1, 2014 no longer accepted applications for insurance.
My insurance benefit expired leaving my wife uninsured. We applied for insurance and she was denied. Fourteen months prior she had successful knee replacement surgery with a normal recovery. We were forced into the high risk pool. The cost for a $5,000 deductible plan was $532 a month. We were, as of Jan. 1, able to get as a result of the ACA through MNsure a $3,500 deductible plan from Preferred One for $322.00 a month. We also qualified for a $60 a month tax credit bringing the cost to us at $262 a month. That is better coverage at half the price.