Considering purchasing a first home? Now is the time to participate in Home Stretch. Home Stretch is a first-time homebuyer workshop that takes participants through the entire home buying process. In one day, you will learn about qualifying for a mortgage, financing a home, credit, shopping for a home, the closing process, basic home maintenance, and affordable mortgage products that may be available to first-time homebuyers. Some affordable mortgage products, government loans, and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.
Homebuyer education is also offered as an online course. Framework is a new online tool to prepare you for successful homeownership. Framework will provide you with the facts you need to become a knowledgeable buyer. Many lenders have approved Framework to meet homebuyer education requirements. The registration link may be found at www.cmhp.net .
Central Minnesota Housing Partnership, a nonprofit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop. The next workshop will be offered from 10 a.m. to 7 p.m. Sept. 22 at the Brainerd Public Library. Registration is required, and participants will receive a completion certificate at the end of the workshop. To register for the online Framework course or the Home Stretch workshop, contact Trista at 320-258-0681 or www.cmhp.net for more information.
Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home.
