NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2003 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $136,500.00 MORTGAGOR(S): David L Steichen and Robin R Steichen, husband and wife MORTGAGEE: Mortgage Electronic Registration Systems, Inc. TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. MIN#: 100177400000087558 LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Brainerd Savings and Loan Association SERVICER: Bank of America, N.A. DATE AND PLACE OF FILING: Filed July 24, 2003, Crow Wing County Recorder, as Document Number 0642718 ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A. LEGAL DESCRIPTION OF PROPERTY: THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER (SE 1/4 SW 1/4), SECTION FIVE (5), TOWNSHIP ONE HUNDRED THIRTY-FIVE (135), RANGE TWENTY-SEVEN (27), DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF SAID SE ¼ SW 1/4; THENCE NORTH 02 DEGREES 02 MINUTES 19 SECONDS EAST 240.00 FEET ALONG THE WEST LINE OF SAID SE ¼ SW 1/4;THENCE EAST 575.36 FEET; THENCE NORTH 02 DEGREES 02 MINUTES 19 SECONDS EAST 60.19 FEET; THENCE EAST 25.02 FEET TO A POINT ON THE EAST LINE OF THE WEST 600.00 FEET OF SAID SE 1/4 SW 1/4,THE POINT OF BEGINNING: THENCE NORTH 02 DEGREES 02 MINUTES 19 SECONDS EAST 237.80 FEET ALONG SAID EAST LINE; THENCE EAST 467.01 FEET TO THE WESTERLY RIGHT OF WAY LINE OF COUNTY STATE AID HIGHWAY NUMBER 116; THENCE SOUTH 02 DEGREES 31 MINUTES 13 SECONDS WEST 148.74 FEET ALONG SAID RIGHT OF WAY LINE; THENCE SOUTHERLY 90.42 FEET ALONG SAID RIGHT OF WAY LINE ALONG A TANGENTIAL CURVE, CONCAVE TO THE NORTHWEST HAVING A CENTRAL ANGLE OF 13 DEGREES 24 MINUTES 49 SECONDS AND A RADIUS OF 386.24 FEET; THENCE WEST 454.46 FEET NOT TANGENT TO LAST DESCRIBED CURVE TO THE POINT OF BEGINNING PROPERTY ADDRESS: 13778 County Road 116, Merrifield, MN 56465 PROPERTY IDENTIFICATION NUMBER: 53050603 COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $46,239.86 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: July 13, 2023, 10:00AM PLACE OF SALE: Sheriff’s Main Office, 304 Laurel St., Brainerd, MN 56401 to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 12 Months from the date of said sale by the mortgagor(s) the personal representatives or assigns. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 13, 2024, or the next business day if July 13, 2024 falls on a Saturday, Sunday or legal holiday. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Dated: May 17, 2023 BANK OF AMERICA, N.A. Assignee of Mortgagee LOGS Legal Group LLP Melissa L. B. Porter - 0337778 Gary J. Evers - 0134764 Tracy J. Halliday - 034610X Attorneys for Mortgagee 1715 Yankee Doodle Road, Suite 210 Eagan, MN 55121 (952) 831-4060 THIS IS A COMMUNICATION FROM A DEBT COLLECTOR (May 24 & 31; June 7, 14, 21 & 28, 2023) 225737