ADVERTISEMENT

(Published in the Brained Dispatch Octob

(Published in the Brained Dispatch October 5, 12, 19, 26, November 2, 9, 2022, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINALCREDITORWITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of a mortgage dated August 9, 2012, executed by Gary J. Handeland, a single person, as mortgagor(s), to Brainerd Savings & Loan Association, as mortgagee, in the original or maximum principal amount of Five Thousand and no/100 ($5,000.00) Dollars, recorded with the Crow Wing County Recorder, State of Minnesota, on August 23, 2012, as Document. No. 0817078; which Mortgage was thereafter modified by Modification Agreement dated September 6, 2012, recorded September 24, 2012,asDocument No. 0818403, increasing the mortgage amount to $10,000.00; that there has been compliance with all notice provisions and conditions precedent as required by law; that no action or proceeding has been instituted at law to recover any part of the debt secured by said mortgage; that there is claimed to be due thereon, including taxes, if any, paid by mortgagee, the sum of Ten Thousand Five Hundred Seventy-Four and 58/100 ($10,574.58) Dollars on this date; and that pursuant to the power of sale therein contained, the mortgage will be foreclosed and the tract of land lying and being in Crow Wing County, Minnesota, described as follows, to-wit: That part of the Northwest Quarter of the Northwest Quarter of Section 23, Township 44 North, Range 30 West, Crow Wing County, Minnesota, described as follows: Commencing at the Northwest Corner of said Section 23; thence South 1 degrees 01minutes 25 seconds East, bearings based on Crow Wing County Coordinate datum, along the West line of said Northwest Quarter of the Northwest Quarter, a distance of 624.01 feet to the point of beginning; thence North 89 degrees 16 minutes 36 seconds East, parallel with the North line of said Section 23, a distance of 614.00 feet; thence South 1 degrees 01 minutes 25 seconds East a distance of 426.00 feet to the South line of the North 1050.00 feet of said Northwest Quarter of the Northwest Quarter; thence South 89 degrees 16 minutes 36 seconds West along the South line of the North 1050.00 feet of said Northwest Quarter of the Northwest Quarter a distance of 614.00feet to the West line of said Northwest Quarter of the Northwest Quarter; thence North1 degrees 01 minutes 25 seconds west along the West line of said Northwest Quarter of the Northwest Quarter a distance of 426.00 feet to the point of beginning. Subject to an easement for road purposes over the South 20.00 feet of the North 644.00 feet of the West 614.00 feet of said Northwest Quarter of the Northwest Quarter, Crow Wing County, Minnesota. Property address: 8930 County Road 144, Brainerd, Minnesota 56401 Parcel I.D. #: 75230501 Transaction Agent: N/A Transaction agent’s Mortgage Identification Number: N/A Mortgage Originator: Brainerd Savings & Loan Association MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None. will be sold by the sheriff of said county at public auction on December 6, 2022, at 10:00o’clockA.M.at Crow Wing County Sheriff, 304 Laurel Street, Brainerd, MN 56401, to pay the debt secured by the mortgage, including costs and attorneys’ fees allowed by law subject to redemption by the mortgagor(s),his heirs or assigns, within six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on June 6, 2023, (if that date is a Saturday, Sunday or holiday, then the date to vacate is the next date thereafter which is not a Saturday, Sunday or holiday). THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. Dated: October 4, 2022 Wings Financial Credit Union, successor in interest by merger to Brainerd Savings & Loan Association, Mortgagee Christopher L. Olson, GDO LAW, Attorneys for Mortgagee, 4770 White Bear Parkway, White Bear Lake, MN 55110 (651) 426-3249