(Published in the Brainerd Dispatch, February 7, 14, 21, 28, March 6, 13, 2020, 6t.

Published February 07, 2020 at 1:01 AM

(Published in the Brainerd Dispatch, February 7, 14, 21, 28, March 6, 13, 2020, 6t.)
NOTICE OF MORTGAGE
FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: May 14, 2010
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,661.00
MORTGAGOR(S): Melanie Dawn Mankowski, a single woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Guaranteed Rate, Inc.
DATE AND PLACE OF FILING: Recorded on May 18, 2010 as Document Number 0780702; as modified of record by Melanie Dawn Simonson by document recorded on January 25, 2016 as Document Number A869352 in the Office of the County Recorder of Crow Wing County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Wells Fargo Bank, N.A. by assignment recorded on August 23, 2012 as Document Number A817135 in the Office of the County Recorder of Crow Wing County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 12, Block 8, Schwartz`s Addition to the City of Brainerd, Crow Wing County, Minnesota.
STREET ADDRESS OF PROPERTY: 403 K STREET NE, BRAINERD, MN 56401
COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $92,464.16
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Guaranteed Rate, Inc.
RESIDENTIAL SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL IDENTIFICATION NUMBER: 091720080120009
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 100196399000661015
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 31, 2020 at 10:00 AM
PLACE OF SALE: Crow Wing County Sheriff’s Office, 304 Laurel Street, Brainerd, MN 56401. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 30, 2020.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: January 31, 2020
WELLS FARGO BANK, N.A.
Mortgagee
TROTT LAW, P.C.
By: /s/
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Michael van Muelken, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(19-1064-FC01)
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.