(Published in the Brainerd Dispatch, Jan

(Published in the Brainerd Dispatch, January 4, 11, 18, 25, February 1, 8, 2023, 6t.) NOTICE OF MORTGAGE FORECLOSURE SALE NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: July 14, 2017 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $82,000.00 MORTGAGOR(S): William R Elliot, an unmarried man MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for LeaderOne Financial Corporation, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: July 21, 2017 Crow Wing County Recorder Document Number: A-891444 ASSIGNMENTS OF MORTGAGE: And assigned to: PennyMac Loan Services, LLC Dated: December 5, 2022 Recorded: December 7, 2022 Crow Wing County Recorder Document Number: 979334 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 1007212-1200123021-5 Lender/Broker/Mortgage Originator: LeaderOne Financial Corporation Residential Mortgage Servicer: PennyMac Loan Services, LLC COUNTY IN WHICH PROPERTY IS LOCATED: Crow Wing Property Address: 22746 Agate Shores Road, Deerwood, MN 56444 Tax Parcel ID Number: 19060625 LEGAL DESCRIPTION OF PROPERTY: That part of the Southwest Quarter of the Northeast Quarter (SW1/4 NE1/4), Section Six (6), Township Forty-six (46), Range Twenty-eight (28), described as follows: Commencing at the Southwest corner of said SW1/4 NE1/4; thence South 83 degrees 47 minutes 13 seconds East assumed bearing 1,024.01 feet, along the South line of said SW1/4 NE1/4; thence North 06 degrees 12 minutes 42 seconds East 66.00 feet to the point of beginning; thence continuing North 06 degrees 12 minutes 42 seconds East 150.00 feet; thence South 83 degrees 47 minutes 13 seconds East to the East line of said SW1/4 NE1/4; thence Southerly along said East line of said SW1/4 NE1/4 to its intersection with a line bearing South 83 degrees 47 minutes 13 seconds East from the point of beginning; thence North 83 degrees 47 minutes 13 seconds West to the place of beginning AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $79,048.90 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: February 21, 2023 at 10:00 AM PLACE OF SALE: County Sheriff`s office, 304 Laurel Street, Brainerd, Minnesota to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on August 21, 2023, or the next business day if August 21, 2023 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: December 29, 2022 MORTGAGEE: PennyMac Loan Services, LLC Wilford, Geske & Cook, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 052199-F1