Crow Wing County recently received a $32,745 grant from the Minnesota Board of Water and Soil Resources to provide funding to replace or protect septic systems for residents.

Proper septic maintenance ensures protection of groundwater from human contaminants. In 2018, $10,125 in loans were disbursed to county residents.

Residents who receive funding will be provided a loan from the Region Five Development Commission at 3% interest for 60 months for the cost of the project. The terms of the loan are set by the Minnesota Department of Agriculture.

The total funds awarded to an applicant will depend on the cost of the system, yearly income and size of household. Loans can be paid off at any time, with no pre-payment penalty. A $50 application fee, to cover the cost of a credit report, is required at the time of application.

Priority of funding will first be given to low and very low-income landowners. All need based low-income applicants will be funded to some degree, pending repayment availability as determined by the North Central Economic Development Association Loan Board.

For more information, call Region Five Development Commission's Stephanie Barney at 218-296-5201. Applications are available at " target="_blank">northcentraleda.org/homeowner.